Cash Management

Regal offers the Priority and Priority Plus cash management accounts. Each account can add a wide range of valuable services to your existing brokerage account. Use the table below to choose the account that is right for you. Go to Cash Managment Forms

To be approved for check writing, you must have at least an initial balance of $5,000 in cash and/or securities for a minimum 30 days. At this time, Visa® Check Cards are not available for International customers.

Cash Management Features and Fees

Features	Priority	Priority Plus
Annual Fees	Free	$25.00
Money Market Fund Variety Fund choices to satisfy diverse investment needs. Choose either a taxable or non-taxable fund to suit your investment goals. See our Money Market Funds.
Safety Covered by SIPC. Cortland US Government's investments are backed by the US Government, its agencies or instrumentalities.
Automatic Sweep No need to mail in checks for securities transactions. Your money is always invested and working.
Automatic Investment/Withdrawal Automatic investment to/from bank checking account or mutual fund.
Direct Deposit
Consolidated Statements Securities Transactions Money Market Activity Visa® Card Usage (Priority Plus Only) Detailed Checking Activity Including Payee Dividends and Interest
Check Writing Unlimited Check Writing Check Reorder - $10.00 Check copy fulfillment: $4.00 Stop Payment Request: $30.00 Returned Checks: $30.00	$250 Min. Per Check	No Minimum
Payee Name Capture on Statements
Categorized Year-End Statement Categorizes yearly activity to ease tax preparation and budgeting.
Visa® Gold/Platinum Check Card Access to cash 24/7 at all Visa and PLUS ATMs, with a $1,010 daily cash advance limit.* Relax with the knowledge that virtually any purchase made with your Visa® Check Card is protected in case of theft or damage within 90 days of purchase.** Warranty Manager Service - Get double the manufacturer's warranty coverage, plus convenient features like warranty registration, and extended service agreements. Annual Fees: Visa Gold: $25.00 Visa Platinum: $40.00
Priority Plus Rewards Automatic enrollment. 1% rebate on Visa® Check Card purchases.
Online Bill Payment/Priority Plus Spectrum Connect Conveniently pay bills online. Schedule recurring payments. Your bills are paid on time. Download an view account activity and current balances. Login to Spectrum Connect Bill Payment Fees: Up to 15 bills payments: $5.95 Each additional bill payment: $0.40

Reich & Tang Funds

Reich & Tang is focused on providing money fund and cash management services to financial firms. For over 30 years, they have specialized in the investment of short-term liquid assets through a family of money market funds and similar portfolios. Reich & Tang is distinctly qualified to offer competitive, flexible and custom solutions to meet the needs of today’s financial intermediaries. Their investment philosophy is focused on safety and preservation of capital, and their investment choices are always based on credit quality, diversification and liquidity.

Reich & Tang is part of Natixis Global Asset Management, which provides the strength and stability associated with being one of the world’s largest money management organizations.

Regal Securities is a registered broker-dealer, not a bank and the cash management services associated with your money market account are not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value.

*Bank One Visa® C heck Cards use the PLUS® and Visa® systems. If the ATM does not honor either, the transaction will be declined.

**The maximum amount an individual ATM owner will allow may be lower. Reich & Tang does not charge withdrawal fees, but individual ATM owners have this option. You will be notified of this charge before cash is dispensed.

© Copyright 1998-2010 Regal Discount Securities, a division of Regal Securities, Inc. Member FINRA/SIPC

The information on this web site is for discussion and information purposes only. All accounts accepted at the discretion of Regal which accepts customer orders only on an unsolicited basis, and does not make any recommendations regarding any security or securities product with the possible exception of orders executed by our full service bond desk. Nothing contained herein should be considered as an offer to buy or sell any security or securities product. Systems response and account times may vary due to market conditions, system performance, and other factors.